Lifinity Europe France and Monaco

The advantages of AXA Wealth Europe

• The expertise of a leading international insurance company
• The portability and optimal security of a Luxembourg policy
• Luxembourg is Europe's leading financial centre
• Proximity and synergies between players (banks, insurers, funds)
• Political and fiscal stability
• Multilingualism
• Start-up model (reactivity, short decision-making circuits, creativity, etc.)

The advantages of the Lifinity Europe policy

• Tax neutrality adapted to international mobility
• The choice of the policy currency: Euro, Swiss Franc, Dollar, Pound Sterling
• The possibility of paying premiums in cash or by transferring securities (under certain conditions)
• A flexible financial management offer
• Loan guarantees (pledge, delegation)

Lifinity Europe France and Monaco

Type of subscribers

Natural persons

Legal entities: asset-based companies with a maximum of 10% commercial activities.

Commercial companies: eligible for subscription only in 100% unit-linked products.

Policy characteristics 

• Geographical diversification and optimisation of your assets.
• Flexible and diversified multi-currency financial management (Collective Internal Funds, Dedicated Internal Funds).
• Multi-Support: Reinsured € Fund, external unit-linked funds, Collective Internal Funds (CIF), Dedicated Internal Funds (DIF) and Specialised Insurance Funds (SIF).
• Financial management provided by several management companies ARCHITAS France (AXA Group).
• Multi-Custodian: BNP SS Luxembourg as the lead custodian and other approved custodians.
• Multi-Option: Guaranteed Death Benefit, financial options on external unit-linked funds.
• The commitments of AXA Wealth Europe on the € fund are 100% reinsured by AXA France but deposited in a Luxembourg banking institution under a policy subject to Luxembourg law.
• A choice of more than 400 funds managed by reference management companies for the investment products: external funds.